If you are a contractor, licensed residential builder, specialty contractor or “handyman” involved in the home improvement or home renovation industry you know that if you can not provided financing to the sub-prime consumer, as well as the home-owner with stellar credit, you will be leaving money on the table and giving your competition a great advantage over you. By sub-prime consumer, I am referring to those home owners with credit scores under 700, and there are a great many home owners with credit scores under 700 who would be interested in your services if only they could qualify for the financing to enable them to acquire your product and/or service.
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